Financing INTEREST-FREE FINANCING Lugaro offers Payment Solutions for interest-free financing on eligible items via Flexiti and AffirmPay on eligible pieces. 24 month financing term available on jewellery priced $5,000+ on approved credit. Plans Minimum Spend Orders under $4999.99 CAD Orders over $5000.00 CAD Flexiti $800 CAD 12 months fixed term 24 months fixed term Affirm $300 CAD 6 or 12 months fixed term 6, 12, or 24 months fixed term For more information on financing, please see: https://flexiti.com/how-it-work https://www.affirm.com/en-ca/how-it-works ARE THERE REQUIREMENTS TO USE PAYMENT SOLUTIONS? Yes. You’ll need: To be the age of majority in your province To be a resident of Canada Depending on the plan you select, options include a Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo An SMS-capable Canadian phone number