Every few months, you can take your ring to a jewelry store to have it professionally cleaned with steam. Doing this often is important because the cleaner will also inspect the setting to make sure none of your stones are loose.

In between professional servicing, you can clean your ring with dish soap and a toothbrush to keep it sparkling. If you want, you can get an ultrasonic cleaner, but do not use it on stones that are more fragile than diamonds, like emeralds or opals.

“As long as your ring is gold or platinum and diamonds, you can’t really do anything to it with household products because it is very resilient,” Mobley says.

“It doesn’t hurt the ring but that oiliness is going to make [the diamond] very dull,” Mobley says. “Your ring will require cleaning more often.” Mobley suggests having a special and stable place to place your gem while you lotion up. “That’s one of the easiest ways to lose your ring — taking it off at the sink and then forgetting you’ve done that.”

“There’s really no skin product that is going to be damaging enough to hurt the ring,” Mobley says. “None of these household items are going to be in contact for long enough to make a difference, typically.” Like lotion, makeup or other products could dull your ring, so if you never take it off, you’ll have to clean it frequently to keep it shiny.

Chlorine won’t affect a diamond, but if your ring is set in gold or platinum, keep it out of a swimming pool or hot tub. “The chlorine will make the gold porous — it reacts with it over time,” Mobley says. “This can make the setting brittle and could break a prong. When I worked at a jewelry counter, I used to be able to tell if my customers owned a pool.”

As far as chemical reactions with your metal settings or stones, there’s nothing to fear from salt water. Nevertheless, Mobley advises against wearing it in the ocean. “The water is colder, which makes our fingers shrink. The ring is way more likely to fall off in those circumstances,” Mobley says. “Once it is off of you the chances of finding it are almost nothing.”

You either could leave it behind, in a safe spot in your house or apartment, or use the hotel’s safe. “I use hotel safes all the time — that’s really the only option if you brought your ring on vacation,” Mobley says. “I’ve never had any trouble — you’ve got to put your valuables somewhere, and it’s definitely safer in the safe than in the ocean with you.”

For one, develop habits around your ring: For example, Mobley says, always store it in the same place when you take it off. He also recommends buying a jewelry box, if you don’t already have one, for the same reason. But the best thing you can do, as far as precautions go, is buying insurance. “People lose stuff constantly,” Mobley says. “Jewelry insurance is surprisingly inexpensive, so it’s a no-brainer.”

NOPE. Home insurance or rental insurance never includes jewelry, Mobley says, though some companies do provide separate jewelry riders for an additional cost.

“Don’t panic if that happens — it’s really not a big deal,” Mobley says. “It’s part of regular wear and tear. Take it back to where you got it, and they’ll usually replace it at no charge. At most, they’d ask for $50 to $70 to replace it, depending on how many were loose. But don’t freak out — just know it will happen.”

Source: www.cosmopolitan.com

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